Credit Repair News

How to Rebuild Your Credit After Bankruptcy

Dec 31, 2020

Filing for bankruptcy comes with relief and anxiety about the future. It’s nice to be free of financial burdens and have a clean slate, but at the same time, you have to start over on your journey to creditworthiness. You’ve probably read that a bankruptcy will remain on your credit report for up to 10

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5 Reasons Why Your Credit Scores are Different

Dec 02, 2020

Credit Repair Education

If you’ve ever checked your credit score on different reporting agency websites, you’ll notice they vary and might wonder why. Your credit score is a three-digit number that lenders use to determine whether you’ll get approved for credit cards and loans. Credit scores typically range from 300 to 850. When a lender pulls your credit

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How Hard Inquiries Impact Your Credit Score

Oct 30, 2020

Credit Repair Education

If you’re trying to repair your credit, you may be wary of the impact that a hard inquiry can have on your credit score. Hard inquires, or “hard pulls” typically occur when a financial institution checks your credit when making a lending decision. Most hard pulls take place when you apply for a mortgage, loan,

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What Should You Do if Your Student Loans are in Default?

Oct 01, 2020

Credit Repair Education

Defaulting on a student loan can bring a lot of anxiety about the unknown. What happens if you default on a student loan depends on a variety of factors. The first thing to know is that public and private loans are very different. Your payment options and how you can deal with falling behind will

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Will Paying More on My Car Payment Help My Credit Scores?

Sep 01, 2020

Credit Repair Education

Has your financial situation changed since buying your car? Do you have extra cash and want to make a bigger dent in your car payments? You can certainly pay more on your car payment, but before doing so, make sure you fully understand the effects it will have on your auto loan, credit score, and

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