Credit Repair News

Three Benefits to Paying Your Credit Card Bill Early

Nov 01, 2021

The most important date on your credit card bill is the due date. At a minimum, you always want to pay your minimum on time. Late payments can quickly snowball and come with some harsh consequences like late fees that can be more than your minimum payment. In addition, you could even see a higher

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Home Buying Credit Score Checklist

Sep 24, 2021

Credit Repair Education

If you start paying attention to your credit score at the same time you begin your house search, there’s a good chance you’re going to be disappointed. Long before you begin your house search, you’ll want to start tuning up your credit score. It can take months to get your score right where you want

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Should You Pay Your Collection in Full or Negotiate?

Jul 31, 2021

Credit Repair Education

Do you have a collection that needs to be paid? If yes, did you know you can either pay it in full or negotiate? If you have an account that’s gone into the collection stage, you’re probably aware that your credit is now dinged. Once you start to repair your credit, you’ll need to deal

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How Does My Credit Balance Affect My Credit Score?

Jun 28, 2021

Credit Repair Education

Your credit balance plays a major role in determining your credit score. Common questions we hear people ask include: “Do I need to carry a balance on my credit cards to improve my credit scores?” “How much balance should I carry?” When you’re trying to repair your credit or just maintain a good credit score,

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How Your Credit Score Affects Your Car Loan

May 31, 2021

Credit Repair Education

Getting a car loan is not a terribly difficult thing to do. Car dealers are eager to sell cars, even to individuals with low credit scores. But what if waiting 6-12 months and working on your credit score would save you $6,000 or more on your car loan? A target credit score of 670 or

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