Credit Repair News

How Hard Inquiries Impact Your Credit Score

Oct 30, 2020

If you’re trying to repair your credit, you may be wary of the impact that a hard inquiry can have on your credit score. Hard inquires, or “hard pulls” typically occur when a financial institution checks your credit when making a lending decision. Most hard pulls take place when you apply for a mortgage, loan,

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What Should You Do if Your Student Loans are in Default?

Oct 01, 2020

Credit Repair Education

Defaulting on a student loan can bring a lot of anxiety about the unknown. What happens if you default on a student loan depends on a variety of factors. The first thing to know is that public and private loans are very different. Your payment options and how you can deal with falling behind will

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Will Paying More on My Car Payment Help My Credit Scores?

Sep 01, 2020

Credit Repair Education

Has your financial situation changed since buying your car? Do you have extra cash and want to make a bigger dent in your car payments? You can certainly pay more on your car payment, but before doing so, make sure you fully understand the effects it will have on your auto loan, credit score, and

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What to Do if You Find Mistakes on Your Credit Report

Aug 03, 2020

Credit Repair Education

Do you think you’ve found an error on your credit report? It happens. The good news is if you do find an error, you can take action and get it removed. A lot of people don’t even realize their credit reports have an error or errors. In the beginning stages of credit repair, you might

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What to Do if You’re a Victim of Identity Theft?

Jun 29, 2020

Credit Repair Education

Nobody thinks they’ll become a victim of identity theft until it happens to them. In 2018, 14.4 million people were victims of identity fraud. Nearly a quarter of victims were left with unreimbursed expenses related to the fraud, and the average loss was $375 of cases reported. Aside from monetary losses, identity theft can cost

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