I recently read an article on credit repair and at the end of the article several people commented that there is “no such thing as credit repair” and that “credit repair is a scam” and “you can repair your own credit”.   I always find these comments interesting and I have no problem defending credit repair because I have witnessed firsthand how it has helped many consumers suffering from low credit scores.  We have been in the credit repair business now for 10 years and if fixing credit was that easy to do, we (including our employees) would be doing something different with our lives.

There are many things that one can do on their own like change their oil in their car, represent themselves in court, put a new roof on their home, or my favorite… I could attempt to cut my own hair (but that would end up in one crazy looking mess)!  The fact is; there are some people that can do various things on their own; however, most people hire a trained professional if they want the job done right.

We have found that people who try to repair their own credit generally become frustrated and that’s what the credit bureaus want to happen.  Why?  Because the consumer will give up!  You see, it is not in the best interest of the credit bureaus to help consumers improve their credit scores.  This is why the credit bureaus dislike credit repair companies.  We are not their friend.  We are consumer advocates.  We have been trained by former credit bureaus and FICO employees and we know what we are doing!

Our credit repair is definitely not a scam. We have an A+ Rating with the Better Business Bureau. Since 2008, we have removed over 40,000 qualified negative accounts from consumer credit reports to help raise their credit scores.  Just last year we removed over 12,000 accounts. That’s a lot of deletions! We have many clients that have tried to repair their own credit for years with no luck and after enrolling into our program they were enjoying the benefits of good credit after 6 months (I do have to say that results vary from client to client).  We have helped thousands of consumers throughout the Unites States raise their credit scores and achieve their goals. Many have qualified for home loans when they thought they were going to be lifetime renters.

So, if you are skeptical or you have doubt in credit repair – I challenge you to this… request a free, no obligation credit review and let us explain how it all works and provide you with the professional guidance you need to help improve your credit scores.  I guarantee that you will be enlightened and more educated on credit than before the credit review.

We are here to help you!

Shelly Mull, Credit Expert