What is Credit Expert LLC All About?

We help consumers repair their credit, raise their credit scores and achieve their goals.

How Do You Do This?

First, we believe that knowledge is power and so we educate and coach consumers on credit and their credit scores. Secondly, we help consumers remove qualified negative items from their credit reports to help them raise their credit scores.

How Much Should Consumers Expect to Pay For Your Services?

That’s a tough question to answer because everyone’s situation is different.  It really depends on what credit issues need to be addressed and we won’t know this until we have a chance to review their credit reports.

I can tell you this; low credit scores can be very frustrating, heartbreaking and expensive.  The savings and the freedom that comes along with higher credit scores can far outweigh what a client will pay us to repair their credit.

How Can Someone Get Started in Your Program?

The first thing to do is to request a Free Credit Review. The consumer will need to provide us with their credit reports so we can review them.  If they don’t know how to obtain them, we can help.

What Can Consumers Expect from the Credit Review?

They can expect to become more knowledgeable about their credit than before the consultation.  We will review their credit reports with them, explain what’s impacting their credit scores and how they can improve them. We will also explain our No Risk Credit Repair, how it works and provide a credit repair cost estimate.

What Makes Your Credit Repair Different Than Other Credit Repair Companies?

Again, we provide a No Risk Credit Repair.  You see, unlike credit repair companies that charge a large upfront fee just to get started in their program and a monthly service fee regardless the results they achieve, our credit repair is no risk to our clients.  We do not require a payment upfront to enroll into our program and our clients only pay us when we actually correct or removal qualified negative items from their credit reports.

Do You Have a Guarantee?

Absolutely! Our No Risk Guarantee simply states: “If we are unable to remove qualified negative items from your credit reports that are lowering your credit scores, then you pay no credit repair service fee – PERIOD!”

What Is The Success Rate Of Your Program?

Of course this varies from client to client as each situation is different. What I can say is this: clients who stick with our program and listen to our advice average a 60 to 100 point credit score increase often in 6 months or less.

Since 2008 we have helped thousands of consumers qualify for home and auto loans when they thought they had no chance.  Many clients have refinanced auto loans from a 20% to a 6% interest rate for example – saving them a lot of money.  I encourage everyone to visit our Testimonial page to read “real” testimonials from happy clients.

Shelly, What Would You Say To All Consumers Struggling With Credit Scores?

First, do not feel like you are the only one in America that has credit issues because you’re not. It can happen to anyone. In fact over 73 Million people have negative information on their credit reports according to the Consumer Financial Protection Bureau.

Secondly, I understand the feeling of being denied a loan or forced paying high interest rates and fees as a result of low credit scores.  Because of this, we are passionate to help consumers that are suffering.  We are consumer advocates.  We are here to help you.

Thirdly, we understand that taking the first step can be the hardest step to take. This is why we do everything we can to put you at ease. Our credit review is absolutely free.  There is no obligation to enroll into our program. Our goal is to help you make sense of it all and understand that with the right guidance your credit can improve.

We are here to help you!